Publicado 25/02/2020 12:02

BMO Financial Group Reports First Quarter 2020 Results (4)

We caution that the foregoing list is not exhaustive of all possible factors. Other factors and risks could adversely affect our results. For more information, please refer to the discussion in the Risks That May Affect Future Results section, and the sections related to credit and counterparty, market, insurance, liquidity and funding, operational, legal and regulatory, business, strategic, environmental and social, and reputation risk, in the Enterprise-Wide Risk Management section that begins on page 68 of BMO's 2019 Annual Report, and the Risk Management section of our First Quarter 2020 Report to Shareholders, all of which outline certain key factors and risks that may affect our future results. Investors and others should carefully consider these factors and risks, as well as other uncertainties and potential events, and the inherent uncertainty of forward-looking statements. We do not undertake to update any forward-looking statements, whether written or oral, that may be made from time to time by the organization or on its behalf, except as required by law. The forward-looking information contained in this document is presented for the purpose of assisting our shareholders in understanding our financial position as at and for the periods ended on the dates presented, as well as our strategic priorities and objectives, and may not be appropriate for other purposes.

Material economic assumptions underlying the forward-looking statements contained in this document are set out in the Economic Developments and Outlook section on page 18 of BMO's 2019 Annual Report and updated in the Economic Review and Outlook section of our First Quarter 2020 Report to Shareholders. Assumptions about the performance of the Canadian and U.S. economies, as well as overall market conditions and their combined effect on our business, are material factors we consider when determining our strategic priorities, objectives and expectations for our business. In determining our expectations for economic growth, we primarily consider historical economic data, past relationships between economic and financial variables, changes in government policies, and the risks to the domestic and global economy. Please refer to the Economic Review and Outlook section in our First Quarter 2020 Report to Shareholders.

INVESTOR AND MEDIA PRESENTATION

Investor Presentation MaterialsInterested parties are invited to visit our website at www.bmo.com/investorrelations to review our 2019 annual MD&A and audited annual consolidated financial statements, quarterly presentation materials and supplementary financial information package.

Quarterly Conference Call and Webcast PresentationsInterested parties are also invited to listen to our quarterly conference call on Tuesday, February 25, 2020, at 8:15 a.m. (ET). The call may be accessed by telephone at 416-340-2217 (from within Toronto) or 1-800-806-5484 , entering Passcode: 3048334#. A replay of the conference call can be accessed until Tuesday, May 26, 2020, by calling 905-694-9451 (from within Toronto) or 1-800-408-3053 and entering Passcode: 4224755#.

A live webcast of the call can be accessed on our website at www.bmo.com/investorrelations [https://c212.net/c/link/?t=0&l=en&o=2728514-1&h=2787010970&u...]. A replay can also be accessed on the website.

Shareholder Dividend Reinvestment and Share Purchase For other shareholder information, including the notice for our normal course issuer bid, please contact Bank of Montreal Plan (the Plan) Shareholder Services Average market price as defined under the Plan Corporate Secretary's Department November 2019: $101.35 One First Canadian Place, 21st Floor December 2019: $100.82 Toronto, Ontario M5X 1A1 January 2020: $103.67 Telephone: (416) 867-6785 Fax: (416) 867-6793 For dividend information, change in shareholder address or to advise of duplicate mailings, please contact E-mail: corp.secretary@bmo.com Computershare Trust Company of Canada 100 University Avenue, 8th Floor For further information on this document, please contact Toronto, Ontario M5J 2Y1 Bank of Montreal Telephone: 1-800-340-5021 (Canada and the United States) Investor Relations Department Telephone: (514) 982-7800 (international) P.O. Box 1, One First Canadian Place, 10th Floor Fax: 1-888-453-0330 (Canada and the United States) Toronto, Ontario M5X 1A1 Fax: (416) 263-9394 (international) E-mail: service@computershare.com To review financial results and regulatory filings and disclosures online, please visit our website at www.bmo.com/ investorrelations . ---

Our 2019 Annual MD&A, audited annual consolidated financial statements, annual information form and annual report on Form 40-F (filed with the U.S. Securities and Exchange Commission) are available online at www.bmo.com/investorrelations [https://c212.net/c/link/?t=0&l=en&o=2728514-1&h=2787010970&u...] and at www.sedar.com [https://c212.net/c/link/?t=0&l=en&o=2728514-1&h=2559718236&u...]. Printed copies of the bank's complete 2019 audited financial statements are available free of charge upon request at 416-867-6785 or corp.secretary@bmo.com[mailto:corp.secretary@bmo.com].

Annual Meeting 2020 The next Annual Meeting of Shareholders will be held on Tuesday, March 31, 2020, in Toronto, Ontario.

Registered trademark of Bank of Montreal

Media Relations Contacts: Paul Gammal, Toronto, paul.gammal@bmo.com, 416-867-6543; Investor Relations Contacts: Jill Homenuk, Head, Investor, Media & Government Relations, jill.homenuk@bmo.com, 416-867-4770; Tom Little, Director, Investor Relations, tom.little@bmo.com, 416-867-7834